After leaving Palo Alto town area, we headed to a bank for me to get a prepaid card. I really it's a great option for travelers who do not want to carry loads of cash around.
We were there for a-month long holiday, so of course, we should have more than a thousand dollars each. Note that we have plans to visit 3 outlet stores. But it could be dangerous to have so much cash on you. It is also not foolproof to leave your cash hidden in the room.
So the next best thing is to get a plastic. Debit cards are tied to bank accounts, which I do not have in the States. Credit cards require a credit check which might take a while - time is a luxury I can't afford while on holiday. Thus, we opted for a prepaid card, which functions pretty much like a debit or credit card.
I just loaded money into the card via deposit at the bank itself. I could even shop or make reservations online! And if my card get stolen, I just have to inform the bank asap so that they can block my card. I believe my money can be recovered that way in case of theft!
But note that you cannot spend more than the loaded balance. Also, you have to go to the bank branch to get it done. If you have a friend or relative in the States, maybe you can get them to help you get a card in advance so that you will save the time required to drop by at the bank.
We were there for a-month long holiday, so of course, we should have more than a thousand dollars each. Note that we have plans to visit 3 outlet stores. But it could be dangerous to have so much cash on you. It is also not foolproof to leave your cash hidden in the room.
So the next best thing is to get a plastic. Debit cards are tied to bank accounts, which I do not have in the States. Credit cards require a credit check which might take a while - time is a luxury I can't afford while on holiday. Thus, we opted for a prepaid card, which functions pretty much like a debit or credit card.
I just loaded money into the card via deposit at the bank itself. I could even shop or make reservations online! And if my card get stolen, I just have to inform the bank asap so that they can block my card. I believe my money can be recovered that way in case of theft!
But note that you cannot spend more than the loaded balance. Also, you have to go to the bank branch to get it done. If you have a friend or relative in the States, maybe you can get them to help you get a card in advance so that you will save the time required to drop by at the bank.
Lunch at Pho Queen, Sunnyvale